Rates Board

Term

*APR

**APY

Rate over $10,000

*APY

 Rate over $50,000

*APY 

Certificate of Deposit

182 Days

.70%

.7011%

.90%

.9025%

 1.10%

 1.103%

12 Months

.95%

.9530%

1.40%

1.4073%

 1.50%

 1.5085%

18 Months

1.10%

1.1046%

1.45%

1.4580%

1.55% 

 1.559%

24 Months

1.25%

1.2564%

1.50%

1.5085%

1.60% 

 1.6096%

30 Months

1.40%

1.4075%

1.60%

1.6096%

 1.75%

 1.7615%

36 Months

1.55%

1.5591%

1.70%

1.7109%

 1.80%

 1.8122%

48 Months

1.70%

1.7108%

1.85%

1.8629%

 1.95%

 1.9643%

60 Months

1.85%

1.8626%

2.05%

2.0659%

 2.30%

 2.3199%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Term

*APR

**APY

"Special" Certificate of Deposit

 29 MONTHS - NEW MONEY

 2.35%

 2.3704%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Regular Savings

Amount

*APR

**APY

$10.00 - $1,000.00

.10%

.10%

$1,000.01 - $5,000.00

.15%

.15%

$5,000.01 - Up

.20%

.20%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Christmas Club
Amount*APR**APY
$10.00 .25% .25%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Individual Retirement Accounts

Type

*APR

**APY

IRA

1.40%

1.4107%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Demand Deposit Checking

Type

*APR

**APY

NOW Account

.15%

.15%

SNOW Account

.30%

.30%

MMDA Account

.40%

.40%

Health Savings Account

$.01 - $1,999.99

.15%

.15%

Health Savings Account

$2,000.00 - $9,999.99

.20%

.20%

Health Savings Account 

$10,000.00

.25%  .25%

*APR - Annual Percentage Rate

**APY - Annual Percentage Yield

Rates are accurate as of July 20, 2018.

**The Annual Percentage Yield assumes reinvestment of principal and interest for a 12-month period.

The rate may change after the account is opened if the account contains a variable rate feature.

Interest rate and annual percentage yield (APY) are subject to change at the Bank's discretion at any time.

Fees could reduce earnings on the account.

Penalty for early withdrawals apply on Certificate of Deposit accounts.

We reserve the right to limit deposits to our banking area.

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