Personal Savings

We want to make sure your money is always working - FOR YOU! And you want to be certain that you're making the right decisions and earning as much as possible. Our savings opportunities are designed to maximize your hard-earned dollars, each and every day.

From Regular Savings and U.S. Savings Bonds-order processing (Not insured by the FDIC) to Individual Retirement Accounts, Certificates of Deposit and more...we feature a wide range of savings choices. We'll help you select the best account to meet your current and future needs.

Whatever your financial goals or lifestyle, we'll help you explore the options-simply and clearly-so that you can begin now to develop a program that's right for you. The sooner you begin, the sooner your dollars can go to work and multiply into substantial sums for you.

Here is a list of Savings Accounts available for you to choose from:

Regular Savings Account

The First National Bank of Park Falls offers the Regular Savings Account for all savers. Must deposit and maintain $50.00 in this account to keep open. The account earns interest with a three tiered level to offer a higher interest rate on larger balances.

Learn More About Regular Savings Accounts

Christmas Club Account

The Christmas Club Account is offered for the individual to have some extra spending money during the holidays. A minimum of a $10.00 is required to open this account. No withdrawals are allowed until the bank sends out the account balance in October.

Learn More About Christmas Club Accounts


Variable Retirement Account

The First National Bank of Park Falls offer the Traditional, Roth, and the Coverdell Education Savings Account Individual Retirement accounts. The interest is based on competitive market rates. Why not start your retirement savings today or your child's education account.

Learn More About Variable Retirement Accounts




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